Special notice for 2026 high school graduates: 
Final transcripts will start sending on June18th if you used CFNC to send your transcript earlier in the year. Many colleges take 2-3 weeks to process final transcripts. Check your transcript status in My Dashboard. For more information, visit the Transcript FAQ page.

Current Interest Rates for Loans made by College Foundation, Inc. 

Below are interest rates for existing EXTRA Education Loans. "Date Made” is the date the lender disbursed the first (or only) installment of loan proceeds by check or EFT.

EXTRA Education Loans

Existing EXTRA Education Loans receive a variable interest rate for the life of the loan based on the date the loan is made. Loans made on or after 07/01/09 have a 7% minimum. Accrued, unpaid interest is capitalized at repayment

Date Made Interest Rate Valid Until Variable Rate
Before 07/01/08 06/30/26 6.75%
Between 07/01/08 - 06/30/09 06/30/26 6.94%
On or after 07/01/09 06/30/26 7.00%

 

EXTRA MBA Loans

Existing EXTRA MBA Loans receive a variable interest rate for the life of the loan based on the date the loan is made. Loans made on or after 07/01/09 have a 7% minimum. Accrued, unpaid interest is capitalized at repayment

Date Made Interest Rate Valid Until Variable Rate
Before 07/01/09 06/30/26 7.75%
On or after 07/01/09 06/30/26 7.00%
CVF Loans
Interest Rate Valid Until Variable Rate
06/30/26 7.75%