NC Student Assist Loan and NC Parent Assist Loan



NC Student Assist Loan




The NC Student Assist Loan is an education loan that helps bridge the gap between the cost of attendance and other financial aid. The loan is available to students who are North Carolina residents attending an eligible non-profit Title IV institution in the U.S. and students who reside outside of North Carolina but are attending an eligible non-profit Title IV institution in North Carolina.

  • Fixed interest rate - 6.5%
  • 0.25% interest rate reduction for auto-draft payments
  • No origination fee
  • Available to undergraduate or graduate students
  • Deferred payments while in school and for 6 months after enrollment


NC Parent Assist Loan




The NC Parent Assist Loan for parents is an education loan that can bridge the difference between the cost of attendance and other financial aid. The loan is available to North Carolina resident parents of benefiting students attending an eligible non-profit Title IV institution in the U.S. The loan is also available to parents who are non-residents of North Carolina who are borrowing for a benefiting student that is attending an eligible non-profit Title IV institution in North Carolina.

  • Fixed interest rate - 5.5%
  • 0.25% interest rate reduction for auto-draft of payments
  • No origination fee
  • For parents of undergraduate students