Smart Borrower Calculator


What you want to do in the future determines how much education you'll need. When you finish your training or academic program, your job salary pays your bills, including any payments on student loans that you may have taken out to help pay for your education.

That's why smart borrowing should consider your future career and how much to borrow at the same time. Student loans are usually the lowest-interest loans you'll find, but they still have to be paid back, with interest.

Whether you are just thinking about borrowing or already have, use our Smart Borrower Calculator to see how your potential career income will handle your student loan debt. The Smart Borrower Calculator takes into consideration your salary range and provides a percentage of debt.

Use the Smart Borrower Calculator to estimate the maximum most experts would suggest you borrow.