Individual Investment Options Summary

 

Short descriptions of the different Individual Investment Options available in the NC 529 Plan are below. Click "Performance and Unit Price" for data provided and updated by each investment manager. More details on each is available in the Program Program Description.

 
Federally-Insured Deposit Account (Offered by State Employees' Credit Union)
A deposit account that offers income, protection of principal and earnings, and federal deposit insurance.

Performance and Unit Price

Vanguard® Aggressive Growth Portfolio
Seeks to provide capital appreciation, investing assets into two Vanguard stock index funds (60% of assets allocated to the Vanguard Institutional Total Stock Market Index Fund and 40% to the Vanguard Total International Stock Index Fund).

Performance and Unit Price

Vanguard 87.5% Stock/12.5% Bond Portfolio
Seeks to provide capital appreciation and low to moderate current income, investing 87.5% of assets into two Vanguard stock index funds (52.5% allocated to the Vanguard Institutional Total Stock Market Index Fund and 35% to the Vanguard Total International Stock Index Fund) and 12.5% of assets into two Vanguard bond index funds (8.75% to the Vanguard Total Bond Market II Index Fund and 3.75% to the Vanguard Total International Bond Index Fund).

Performance and Unit Price

Vanguard Growth Portfolio
Seeks to provide capital appreciation and low to moderate current income, investing 75% of assets into two Vanguard stock index funds (45% allocated to the Vanguard Institutional Total Stock Market Index Fund and 30% to the Vanguard Total International Stock Index Fund) and 25% of assets into two investment-grade bonds (17.5% to the Vanguard Total Bond Market II Index Fund and 7.5% to the Vanguard Total International Bond Index Fund).

Performance and Unit Price

Vanguard 62.5% Stock/37.5% Bond Portfolio
Seeks to provide capital appreciation and current income, investing 62.5% of assets into two Vanguard stock index funds (37.5% allocated to the Vanguard Institutional Total Stock Market Index Fund and 25% to the Vanguard Total International Stock Index Fund) and 37.5% of assets into two Vanguard bond index funds (26.25% to the Vanguard Total Bond Market II Index Fund and 11.25% to the Vanguard Total International Bond Index Fund).

Performance and Unit Price

Vanguard Moderate Growth Portfolio
Seeks to provide capital appreciation and current income, investing 50% of assets into two Vanguard stock index funds (30% allocated to the Vanguard Institutional Total Stock Market Index Fund and 20% to the Vanguard Total International Stock Index Fund) and 50% of its assets into two investment-grade U.S. bonds (35% to the Vanguard Total Bond Market II Index Fund and 15% to the Vanguard Total International Bond Index Fund).

Performance and Unit Price

Vanguard 37.5% Stock/62.5% Bond Portfolio
Seeks to provide current income and low to moderate capital appreciation, investing 62.5% of assets into two Vanguard bond index funds (43.75% allocated to the Vanguard Total Bond Market II Index Fund and 18.75% to the Vanguard Total International Bond Index Fund) and 37.5% of assets into two Vanguard stock index funds (22.5% to the Vanguard Institutional Total Stock Market Index Fund and 15% to the Vanguard Total International Stock Index Fund).

Performance and Unit Price

Vanguard Conservative Growth Portfolio
Seeks to provide current income and low to moderate capital appreciation, investing 75% of assets into two Vanguard bond index funds (52.5% to Vanguard Total Bond Market II Index Fund and 22.5% to the Vanguard Total International Bond Index Fund) and 25% of its assets to stocks (15% to Vanguard Institutional Total Stock Market Fund and 10% to Vanguard Total International Stock Index Fund).

Performance and Unit Price

Vanguard 12.5% Stock/87.5% Bond Portfolio
Seeks to provide current income and low to moderate capital appreciation, investing 87.5% of assets into two Vanguard bond index funds (61.25% allocated to the Vanguard Total Bond Market II Index Fund and 26.25% to the Vanguard Total International Bond Index Fund) and 12.5% of assets into two Vanguard stock index funds (7.5% to the Vanguard Institutional Total Stock Market Index Fund and 5% to the Vanguard Total International Stock Index Fund).

Performance and Unit Price

Vanguard Income Portfolio
Seeks to provide current income, investing 75% of assets into three Vanguard investment-grade bond funds (34.5% to the Vanguard Total Bond Market II Index Fund, 22% to the Vanguard Total International Bond Index Fund, and 18% to the Vanguard Short-Term Inflation-Protected Securities Index Fund), and 25% of its assets to short-term investment (Vanguard Short-Term Reserves Account).

Performance and Unit Price

Vanguard 50% Bond/50% Short-Term Reserves Portfolio
Seeks to provide current income, investing 50% of assets into three Vanguard bond index funds (23% allocated to the Vanguard Total Bond Market II Index Fund, 15% to the Vanguard Total International Bond Index Fund, and 12% to the Vanguard Short-Term Inflation-Protected Securities Index Fund) and 50% of assets into short-term investments (Vanguard Short-Term Reserves Account).

Performance and Unit Price

Vanguard 25% Bond/75% Short-Term Reserves Portfolio
Seeks to provide current income, investing 25% of assets into three Vanguard bond index funds (11.5% allocated to the Vanguard Total Bond Market II Index Fund, 7.5% to the Vanguard Total International Bond Index Fund, and 6% to the Vanguard Short-Term Inflation-Protected Securities Index Fund) and 75% of assets into short-term investments (Vanguard Short-Term Reserves Account).

Performance and Unit Price

Vanguard Interest Accumulation Portfolio
Seeks income consistent with the preservation of principal, investing 100% of its assets in Vanguard Short-Term Reserves Account.

Performance and Unit Price

Vanguard Total Stock Market Index Portfolio
Seeks to track the performance of a benchmark index that measures the investment return of the overall stock market with 100% of the assets invested in Vanguard Institutional Total Stock Market Index Fund.

Performance and Unit Price

Vanguard Total International Stock Index Portfolio
Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States, with 100% of the assets invested in Vanguard Total International Stock Index Fund.

Performance and Unit Price

Vanguard Total Bond Market Index Portfolio
Seeks to track the performance of a broad, market-weighted bond index with 100% of the assets invested in Vanguard Total Bond Market Index Fund.

Performance and Unit Price