Individual Investment Options Summary

 

Short descriptions of the different Individual Investment Options available in the NC 529 Plan are below. Click "Performance and Unit Price" for data provided and updated by each investment manager.

 
Dependable Income Fund (Managed by the State Treasurer of North Carolina)
A portfolio of income securities designed to produce a solid return with minimal risk of principal.

Performance and Unit Price

Federally-Insured Deposit Account (Offered by State Employees' Credit Union)
A deposit account that offers income, protection of principal and earnings, and federal deposit insurance.

Performance and Unit Price

Investment Option FAQs

Vanguard® Aggressive Growth Portfolio
Seeks growth of capital, investing assets into two Vanguard stock index funds (70% of assets allocated to the Vanguard Institutional Total Stock Market Index Fund and 30% to the Vanguard Total International Stock Index Fund).

Performance and Unit Price

Vanguard Growth Portfolio
Seeks growth of capital and low to moderate current income, investing 75% of assets into two Vanguard stock index funds (52.5% allocated to the Vanguard Institutional Total Stock Market Index Fund and 22.5% to the Vanguard Total International Stock Index Fund) and 25% of assets into investment-grade U.S. bonds (the Vanguard Total Bond Market II Index Fund).

Performance and Unit Price

Vanguard Moderate Growth Portfolio
Seeks growth of capital and current income, investing 50% of assets into two Vanguard stock index funds (35% allocated to the Vanguard Institutional Total Stock Market Index Fund and 15% to the Vanguard Total International Stock Index Fund) and 50% assets into investment-grade U.S. bonds (the Vanguard Total Bond Market II Index Fund).

Performance and Unit Price

Vanguard Conservative Growth Portfolio
Seeks current income and low to moderate growth of capital, investing 75% of assets into investment-grade U.S. bonds in one Vanguard bond index fund (the Vanguard Total Bond Market II Index Fund) and 25% of assets into two Vanguard stock index funds (17.5% allocated to the Vanguard Institutional Total Stock Market Fund and 7.5% to the Vanguard Total International Stock Index Fund).

Performance and Unit Price

Vanguard Income Portfolio
Seeks current income, investing 75% of assets into investment-grade U.S. bonds in two Vanguard bond funds (50% allocated to the Vanguard Total Bond Market II Index Fund and 25% to the Vanguard Inflation-Protected Securities Fund), and 25% of assets in one money market investment (the Vanguard Prime Money Market Fund).

Performance and Unit Price

Vanguard Money Market Portfolio
Seeks to provide income consistent with the preservation of principal with 100% of the assets invested in Vanguard Prime Money Market Fund.

Performance and Unit Price

Vanguard Total Stock Market Index Portfolio
Seeks to track the performance of a benchmark index that measures the investment return of the overall stock market with 100% of the assets invested in Vanguard Institutional Total Stock Market Index Fund.

Performance and Unit Price

Vanguard Total International Stock Index Portfolio
Seeks to track the performance of a benchmark index that measures the investment return of stocks issued by companies located in developed and emerging markets, excluding the United States, with 100% of the assets invested in Vanguard Total International Stock Index Fund.

Performance and Unit Price

Vanguard Total Bond Market Index Portfolio
Seeks to track the performance of a broad, market-weighted bond index with 100% of the assets invested in Vanguard Total Bond Market Index Fund.

Performance and Unit Price