• Save More
  • Choose Your Investments
  • College Works
  • College Is Just Around The Corner
  • Use Savings Anywhere
Untitled Document
My Account
Create Account
The NC 529 Plan
Investment Options
Forms and Description
Give A Gift
Piggy Bank
 
Saving for College in NC 529 Plan        Fact or Fiction?

1
Tax benefits
Account earnings are free from federal and NC income taxes when used for qualified higher education expenses.
Learn more
2
Low cost
Our fees are very low and allow you to keep your money in North Carolina.
Learn more
3
Multiple investments
Select from a variety of investment options that cover a range of strategies, from conservative to aggressive.
Learn more
4
Easy set-up
Create an NC 529 Account in minutes. You can set up automatic contributions or contribute when it fits your budget.
Learn more
5
Benefit of saving regularly
Putting away whatever amount you can on a regular basis adds up. Use simple calculator for a quick look at how money grows over time and test other scenarios with savings planner.
Try it Now!
6
See our contact information and frequently asked questions for answers.
Contact NC 529
 
There are some "myths" out there. Get the facts!

1 If my Beneficiary doesn't go to college, I'll lose all the money in my 529 Account.
Get Facts!

You have two choices to keep your money available for college: (1) Designate a new Beneficiary on the Account or (2) make a transfer or rollover to a new Account for another Beneficiary.

More Details

2 Only the current Account owner can contribute to a 529 plan.
Get Facts!

While you're the sole owner of your 529 Account, anyone (family, friends, or others who want to help with your Beneficiary's college future) can contribute to it.

More Details

3 All 529 plans are the same.
Get Facts!

Think all 529 plans are the same? Look more closely. Yes, they all offer federal (and often state) tax-free earnings, but there are other differences to consider.

More Details

4 Savings in a 529 hurt chances for financial aid.
Get Facts!

When it comes to financial aid, assets you or the beneficiary own (not just 529 plan assets) can affect eligibility for need-based financial aid. Eligibility determination for need-based aid starts when the student completes the Free Application for Federal Student Aid (FAFSA), the federal form required for all federal and most state-based aid.

More Details