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Welcome State Employees' Credit Union Members And
Local Government Federal Credit Union Members
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Before you apply for loans:
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- Complete the Free Application for Federal Student Aid (FAFSA) to
determine your eligibility for federal and state aid, including grants
and scholarships.
- Limit what you borrow by considering what you really need.
- Choose your loans carefully.
- Select low-interest federal loans first. CFI can help you with Stafford and PLUS Loans;
other loans may be available through your school.
- Use an alternative loan such as the EXTRA Education Loan only as a supplement to federal and state aid.
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For Students
Download
application or apply online.
As an exclusive benefit to State Employees' Credit Union (SECU) and Local Government Federal Credit Union (LGFCU) members, you are eligible to receive a 0.50%
interest rate reduction on the EXTRA Education Loan from CFI. Click on the credit union name to
learn more about the credit union and member eligibility requirements. The member rate reduction
will be applied from the date of first disbursement and continue until the loan is paid in full
if all monthly payments are made on time once repayment begins. If we learn that you were
not a SECU or LGFCU member when you applied for this loan, the benefit will be cancelled
retroactively.
Apply online or, if graduate student, consider the loan below first.
Download application or apply
online if you need more after your Stafford Loan.
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For Parents
Download application or apply online.
Not sure you meet credit requirements? Complete
PLUS pre-screening first.
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When repayment starts,
sign up for automatic draft and electronic statements to lower your loan
interest rate. |
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